Personal Insurance
Insurance Products
Auto Insurance
As your trusted insurance agency, we are pleased to serve you by finding reliable coverage and affordable rates for your vehicle. Shopping for protection shouldn’t be a hassle. The best way to find savings is by comparing auto insurance rates from multiple carriers.
The process can be overwhelming, but our agents are available to help do the work for you! Auto insurance coverage can include physical damage and bodily injury protection in an accident. It may also include liability and could offer financial assistance against theft or damage to your vehicle.
Homeowners Insurance
Our agents can help you select the appropriate coverage for your home. Finding the right combination of reliable coverage, quality service, and affordability is what we do best! Let us help so you and your family are prepared in an emergency.
Renters/Condo Insurance
Renters insurance is extremely affordable and offers excellent coverage! We can shop our most trusted carriers to find reliable coverage for a reasonable cost. Renters policies can generally start at less than $20 per month and only increase when adding additional coverages.
Think about all the valuable items you own, such as your computer, smartphone, jewelry, collectibles, furniture, and clothing. If these items are damaged by fire, theft, or vandalism, your renters insurance policy can protect you from financial loss. Personal belongings in your vehicles are also covered.
Life Insurance
Be prepared by planning now for your future and your family’s future. A life insurance policy can fulfill promises and obligations to your family if you are no longer living. It pays them a sum of money that can protect them from the financial impact that comes with the loss of a loved one.
It’s also an important aspect of retirement planning and can bring peace of mind and extra security to your family. The death benefit can cover funeral expenses, repay debt, provide education, pay estate taxes, or any other expenses your survivors may incur.
Umbrella Insurance
Sometimes standard insurance isn’t enough, and you’re left with gaps in coverage. An umbrella policy provides extra security with liability coverage that fills those gaps.
It could offer protection for you and your family against claims and judgments. It is a valuable addition to any homeowners, auto, or other policy for extended coverage.
Motorcycle Insurance
We offer competitive rates from trusted carriers with reliable coverage you can count on. Motorcycle insurance policies sometimes include specific coverage that is required by law. Often it includes bodily injury and property damage liability. Additional coverages may include medical payments, uninsured protection, comprehensive coverage, and collision coverage. Comprehensive coverage could provide protection if your bike is stolen, vandalized, or even damaged by fire. With all these options, it is important to speak with an insurance professional. We are happy to discuss your policy’s details and answer any questions you may have.
Flood Insurance
Don’t get caught up in a storm. Your homeowners insurance policy does not cover flood losses. Floodwaters can result in devastating damage, both to your home and your finances. Take the time to consider how and if you will be protected when flooding damages your property. Financial aid from the U.S. government is not guaranteed, but a good flood insurance policy can help cover claims even when a disaster is not declared. Unlike some financial aid loans, your flood insurance policy can reimburse you and does not require repayment. Our team of dedicated professionals can guide you to the most reliable and affordable coverage plans.
Recreational Vehicle Insurance
Do you own a four-wheeler, jet ski, camper, or another type of recreational vehicle? Let us guide you to reliable and affordable protection solutions so you can sit back and ride or enjoy your next trip. A typical auto policy does not include coverage for recreational vehicles. Recreational vehicle insurance can include coverage for total loss replacement, roadside assistance, medical insurance, emergency expense coverage, and more.
Let's Get in Touch
For more information, contact us today!
Our Carriers
Ridge Insurance Agency
Address:
20550 Route 19 Suite 15
Cranberry Township, PA 16066
Hours:
Monday - Friday
9:00 AM - 5:00 PM
